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At First Global Capital Corporation your personal
privacy and the security of your personal data are a primary concern
of ours. First Global Capital Corporation believes that you should
be aware of who we are, the types of information we may collect
on our web site, and what we do with your personal information.
Our overall privacy policy is simple. Under no circumstances will
First Global Capital Corporation sell or share any personal information
about you to or with any person or organization except as authorized
by you, to our authorized agents, the lenders in our network, or
as may be required by law or court order.
Information we collect. When
you come to the First Global Capital Corporation site, you complete
a simple application form (smart form) that includes certain personal,
business and financial information about you and/or your business
including your name, phone number, social security number, e-mail
address, income and other financial information depending on your
expressed loan preference. Some of the information you supply on the
qualification form may be optional. If you supply this information,
it will not be shared or sold to any person or organization except
as authorized by you, to our authorized agents, the lenders in our
network, or as may be required by law or court order.
If you fill out the "Contact Us" and/or
the "Information Request Form" forms, your name and other
identifying information will not be sold or shared with any person
or organization. Your e-mail address or telephone number may be
used by authorized First Global Capital Corporation employees to
contact you concerning your comments, questions or complaints.
The "Lenders" section of our web site
contains information for lenders who wish to join The First Global
Capital Corporation Network. If you are a lender and you submit
one or both of the forms requesting more information, your name
and other identifying information will not be sold or shared with
any person or organization. Your e-mail address or telephone number
may be used by authorized First Global Capital Corporation employees
to contact you concerning your request.
The "Affiliates" section of our site
contains information for affiliates who wish to join the First Global
Capital Corporation Branch Network and advertise First Global Capital
Corporation's service on their site. If you would like to be an
affiliate, you may submit an application containing personal information
such as your name, e-mail address, telephone number and address.
This information will be shared with our affiliate software provider.
Our Affiliate software provider, provides the software that enables
First Global Capital Corporation to develop and manage our Branch
Network. First Global Capital Corporation and Our software provider
do not sell or share your information with any other person or organization.
You will receive an e-mail from First Global Capital Corporation
indicating if you have been approved to participate in the Branch
Network. If approved, we will use your e-mail address to inform
you of Branch Network news and updates. You may withdraw your membership
from the Branch Network at any time by sending an e-mail to
info@fgcapital.com If you choose to withdraw, you will not receive
any further e-mails regarding the Branch Network.
If you use First Global Capital Corporation's service
through an affiliate site, under no circumstances will an affiliate
ever see your information. First Global Capital Corporation will
never sell or share your information with an affiliate. All transactions
take place on First Global Capital Corporation's servers.
Who we are. First Global Capital
Corporation is a marketplace that brings you, the borrower, together
with lenders in our network that fight for your business. First
Global Capital Corporation is a computerized loan/lease originator
and is exempt as a mortgage and/or loan broker in most states.
How your information is used.
When you fill out a smart form, including your name, phone number,
social security number, e-mail address, income and other financial
information depending on your expressed loan preference, we use
this information to match you with lenders in our network. We may
also send your information to other third parties you specifically
authorize.
Limited distribution of personal information.
At your direction (when you click on the "Submit" button),
the information that you provide to us on the smart form will be
sent through the First Global Capital Corporation system and presented
to our authorized agents, other third parties you specifically authorize
and to lenders in our network who offer the types of loan products
you have identified. After our authorized agents or lenders in our
network receive your information, they may contact you directly
via phone, e-mail or other communications. All of our lenders operate
under federal and/or state laws and regulations and believe, as
we do, that the Internet is an exciting and secure place to do business.
If you are matched with any lenders on our network, the lender with
which you choose to close your loan and/or obtain your credit will
report certain information about your loan and/or credit to First
Global Capital Corporation, and First Global Capital Corporation
will treat that information in the manner it treats the information
you provided on your application form. As our lenders may keep and
use your information whether or not you qualify for a loan with
them, we recommend that you contact them directly for more information
about their specific privacy policies.
Collection, use and distribution.
First Global Capital Corporation may notify you about a special
offer from one of our promotional partners. We do not reveal your
name, address or any other identifying information to that promotional
partner unless you affirmatively respond to the promotional offer.
At your request, First Global Capital Corporation will not send
you any information or offers unrelated to your request for financing.
If you do not wish to receive any of these offers, please send an
email to info@fgcapital.com
with REMOVE in the subject line.
First Global Capital Corporation may also share
certain aggregated data with our lenders and other third parties
for general marketing and demographic purposes; however, this data
DOES NOT include any of your personal identifying information.
Security. This site has security
measures in place to protect the loss, misuse and alteration of
the information under our control.
Changing/deleting your information.
To ensure that the personal and financial information you provide
to First Global Capital Corporation is accurate and current, you
may review and change this information at any time. If you wish
to change, update or even delete any information, please contact
our Customer Service Department.
If you have any questions about our privacy policy
or about submitting a qualification form online, please contact
our Customer Service Department.
Any changes to our privacy promise will be communicated
through the info@fgcapital.com
site at least 30 days in advance of implementation. Information
collected before changes are made will be secured according to the
privacy policy in effect prior to the change.
If you have questions or concerns regarding this
statement, you should first contact the First Global Capital Corporation
site coordinator at info@fgcapital.com.
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